Last updated: January 29, 2026
By accessing and using our services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, you may not access or use our services.
Kubo Business Management Tool is a free business management platform designed specifically for South African small and medium enterprises. Our services include:
Permission is granted to temporarily download one copy of the materials on our website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title.
As a user of our services, you agree to:
You may not use our services for any unlawful purpose or to solicit others to perform or participate in any unlawful acts. This includes but is not limited to:
We strive to maintain high service availability but do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue our services at any time without notice, including for maintenance, updates, or other operational reasons.
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy and applicable South African data protection laws, including POPIA. By using our services, you consent to the collection and use of information as described in our Privacy Policy.
All content, features, and functionality of the Kubo Business Management Tool are owned by us and are protected by international copyright, trademark, and other intellectual property laws.
In no event shall our company, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages.
Our total liability to you for all claims arising from or relating to the use of the service shall not exceed the amount you paid us, if any, for the service during the preceding twelve months.
You agree to defend, indemnify, and hold harmless Kubo Business Management Tool and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable legal and accounting fees, arising out of or in connection with your use of the service.
We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.
These terms shall be interpreted and governed by the laws of South Africa, without regard to conflict of law provisions. Any legal action or proceeding relating to these Terms will be brought exclusively in the courts of Johannesburg, South Africa.
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of the service after any such changes constitutes your acceptance of the new terms.
If you have any questions about these Terms of Service, please contact us:
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will remain in full force and effect.
These Terms constitute the entire agreement between you and Kubo Business Management Tool regarding the use of the service and supersede all prior and contemporaneous written or oral agreements between you and Kubo Business Management Tool.